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About Financial Services

About Financial Services

Flexible Financial Services Solutions
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Financial Products & Services for Dental Practitioners

Henry Schein Financial Services (HSFS) is here to help dentists & practice owners by offering flexible financing options including equipment and technology financing & leasing, project financing, commercial real estate financing, working capital loans, and debt refinancing solutions. Financing through HSFS offers low rates, customized repayment programs, and fast approvals. We also provide a broad range of services that can help you improve revenue and practice profitability.

Working Capital Loans*

Manage cash flow, any business expense

  • Loan amounts from $50,000–$150,000
  • Quick approval process
  • Receive funds in as little as 3 business days
  • 7 Year Terms—Fixed Rate
  • 60+ day deferral available

Learn More »

Apply Now »

Henry Schein Credit Card**

With the Henry Schein Credit Card, you can receive a:

  • $250 STATEMENT CREDIT upon first purchase in first 3 billing cycles² after account has been opened.
  • UNLIMITED 2% CASH BACK² on all purchases, not just Henry Schein purchases².
  • 0% INTRO APR¹ on purchases for the first 6 billing cycles after the account has been opened.
  • NO ANNUAL FEE¹ and No Foreign Transaction Fee¹.

There is no spending cap on rewards, so there's no limit to how much cash back you can earn! Offer is limited to one $250 credit per business, and you must apply by September 30, 2024 to take advantage of this offer. Please see disclosures for Credit Terms and Conditions at bottom of the page.

Apply Now »

Equipment & Project Financing*

Get a practice up and running

We offer flexible programs with no money down, up to six month payment deferrals, and terms up to 7 years. Graduated payment programs are also available.

Learn More »

Debt Refinancing & Consolidation*

Refinance Your Practice Debt and Improve Your Cash Flow!

We will partner with your practice to provide a customized strategy to help you reduce practice debt, open up cash flow, and help you achieve your practice goals.

Learn More »

Credit Card Processing

Credit Card Processing

Patient Financing

Patient Financing

Staffing & Hiring Solutions

Staffing & Hiring Solutions

Contact Us For More Information

Henry Schein Financial Services:
Henry Schein Dental Practice Transitions:
Henry Schein Nationwide Dental Opportunities:
*Rates and programs are subject to change without notice. Lease or financing for these promotions available exclusively through Henry Schein Financial Services. Payments are subject to applicable sales tax, the satisfaction of underwriting guidelines, credit approval by third-party lenders, and documentation requirements, and not all applicants will qualify. Contact your Henry Schein Financial Services Representative for more details.

**Subject to credit approval and not all will qualify. Offer expires September 30, 2024.

Henry Schein Credit Card Terms and Conditions

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments are required.

You must pay your entire statement balance (with the exception of purchases made with this promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-promotional purchases from the date those purchases are made.


1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration and forfeiture (subject to applicable law). You % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or a check.

In addition to the above, you will earn a $250 statement credit after the first purchase is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6-8 weeks after you qualify for the statement credit for the statement credit to be applied to your credit card account. "Billing Cycle" is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2024 Henry Schein, Inc. Neither Henry Schein, Inc. nor Henry Schein Financial Services is a bank and neither conducts banking activities. Henry Schein Financial Services may receive a marketing fee from the vendor for products/services purchased.